At Moga Web, we understand how important it is to streamline payments, whether you’re accepting them in-person or online. That’s why we’ve been using Helcim, a payment processing service that offers an affordable, transparent, and easy-to-use platform.

After using Stripe for years, we made the switch to Helcim, and over the past year, we’ve saved a ton of money on processing fees. If you’re a business owner looking for a more budget-friendly solution, read on to find out why Helcim is the best choice for your payment processing needs!

Helcim is a payment processor built for small businesses that want to save on fees while still accessing top-tier payment tools. Here are some of the key features that make Helcim stand out:

• Accept Payments In-Person: Whether you run a shop, office, or clinic, Helcim’s Point-of-Sale (POS) and Smart Terminal systems make it easy to accept payments at your physical location. Turn your workstation, tablet, or even your smartphone into a powerful payment tool.
• Online Payment Solutions: With Helcim’s comprehensive tools like Virtual Terminal, Online Checkout, Invoicing, and the Subscription Manager, you can easily manage payments online. Whether you run an ecommerce store or need a simple way to collect subscription payments, Helcim has you covered.
• Transparent Pricing: Helcim’s pricing structure is designed to save you money, and it’s completely transparent. Small businesses save an average of 25% compared to other processors. For example:
  • 1.68% + $0.08 per transaction for Visa, Mastercard, and Discover
  • 2.38% + $0.08 for American Express
  • $0.089 flat fee for debit card transactions
    ​These are the average costs based on a transaction size of $300, which is ideal for small to mid-sized businesses.

In 2023 and 2024, Helcim received several prestigious awards, including:

• CNN: Best for Cheap Payment Processing (2023)
• Forbes: Best Budget-Friendly Alternative (2024)
• NerdWallet: Best Overall Payment Processor (2024)
• USA Today: Best for Small Business (2023)
• Fit Small Business: Best for Lowest Processing Rates (2023)

With no monthly fees, no contracts, and access to all the payment tools your business needs, Helcim is a game-changer for small business owners who want to simplify operations and save money.

When you sign up for a free Helcim account, you get access to all of these powerful tools with no usage limits:

1. Virtual Terminal: Accept credit card payments online through any device with an internet connection.
2. Point-of-Sale (POS): Turn your workstation, tablet, or smartphone into a POS system and accept in-person payments seamlessly.
3. Invoicing: Send invoices to clients and collect payments online through Helcim’s free invoicing software.
4. Online Checkout: Easily set up a complete ecommerce solution to sell products online.
5. Subscription Manager: Automate subscription payments with custom plans, helping you collect recurring payments effortlessly.
6. Payment Pages: Add secure online payment functionality to your website without any programming knowledge.

At Moga Web, we made the switch to Helcim about a year ago, and it’s been one of the best decisions for our business. After moving away from Stripe, we’ve seen significant savings on processing fees, thanks to Helcim’s transparent pricing and lower rates. We also love the flexibility of their online payment tools, which have made running our web development business smoother than ever.

If you’re ready to start saving on payment processing fees, we encourage you to try Helcim. By signing up using our referral link, you could save up to $5,000 CAD in processing fees over the life of your account.

Sign up for your free Helcim account here.

Disclaimer: This blog contains an affiliate link, meaning that if you choose to sign up through this link, Moga Web may receive a commission. This does not impact the cost to you, and you could save up to $5,000 CAD in processing fees by using the referral link.